Elite Rewards® World MasterCard® Credit Card
Issued by Bank of America
Overall Rating

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Review
The Elite Rewards® World MasterCard® Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who want the opportunity to earn a variety of rewards.

Through the reward program, cardholders earn one point per dollar spent on general purchases and double points per dollar spent at participating merchants. In addition, 500 bonus points are awarded after the first purchase. There is a limit of 90,000 points that may be earned per year (7,500 per billing cycle), and any unused points expire in four years. Points are redeemable for gift certificates, car rentals, hotel stays, and flights on over 125 U.S. based airlines.

The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a reasonably low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.9% or 15.99%.

Therefore, those who will qualify for the lowest rate offered, will take advantage of the introductory rate, and would like to participate in the reward program will benefit most from what the Elite Rewards® World MasterCard® Credit Card has to offer.
Updated: 2008-10-27 00:00:00
 
Note: The review on this card was updated on October 27, 2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.
Specifics
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Card Category: Reward - Other

Introductory Rate : 0.00%

Time Period See Terms and Conditions

Applied Towards :Balance Transfers

Introductory Rate Details : The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks.

APR (Purchases) : 15.99%Fixed

Annual Fee : $0.00

Annual Details : None

Reward Program Details

Expiration :4 Years

Yearly Limit : 90,000 Points (7,500 points per billing cycle)

Points per Dollar Spent : 1 Point

Point Details : Points are redeemable for travel on over 125 U.S. based airlines, car rentals, hotel stays, and gift certificates.

Additional Points : Earn double points at participating merchants.

Perks / Notations

Additional Perks

See website for additional benefits.

Important Notations

This card is issued by FIA Card Services, N.A.
The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.9% or 15.99%.
See website for complete terms and conditions of card usage and application disclosure.

Additional Information

Apply Online for Elite Rewards® World MasterCard® Credit Card.

See other cards issued by Bank of America

Category: Elite Rewards® World MasterCard® Credit Card by Bank of America
 
 

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