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| Review |
Blue from American Express® is an ideal credit card for those with good credit who already have an established credit history and are looking for a card with access to a reward program.
Various American Express® services and benefits are provided with this card, such as purchase protection, auto rental insurance, a year-end financial statement, and various travel and emergency assistance services.
Cardholders also have access to Blue's Membership Rewards Express® program, which offers members the chance to earn points that can be redeemed for various services and products. The rewards program is by far one of the best reward programs offered in the credit card industry, due in part to the variety of rewards offered with no yearly limit and no expiration policy for earned points.
This card has no annual fee and a reasonably low interest rate for purchases (for those who qualify), which makes it ideal for those who plan to occasionally carry a balance. The card has a 0% introductory rate for up to 12 months of membership that can be applied towards purchases. A 2.99% introductory rate is available on balance transfers for 12 months. It is important to note that the balance transfer introductory rate only applies to those who initiate a transfer when applying for the card.
Therefore, those who qualify for the lowest rate offered and plan to take advantage of the additional benefits and discounts available by American Express®, especially frequent travelers who can take advantage of the Membership Rewards Express® program with earned points that can be combined with various frequent flyer accounts, will benefit most from what the Blue from American Express® card has to offer. |
Updated:
2008-11-11 00:00:00 |
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Note:
The review on this card was updated on November 11, 2008. The review is believed to be accurate during the
update, however, information posted may have changed since the
update. We strongly suggest that you carefully read the Terms
and Conditions statement that accompanies the credit card application. |
| Specifics |
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sure what something means? Simply click on the category name for
a pop-up definition! |
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| Card
Category: Reward - Other |
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Perks
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Additional
Perks |
Access to Blue's Membership Rewards Express® program for no additional annual fee.
Built-in ExpressPay feature that lets cardholders make purchases without having to swipe their card.
Various Internet account related services.
No liability for unauthorized Internet transactions.
Year-end financial statement.
Return protection.
Extended warranty for purchases.
Purchase protection.
Auto rental insurance.
Emergency card replacement.
Medical referral services.
Legal referral services.
Lost luggage insurance.
Up to $100,000 in travel accident insurance.
Various travel and emergency assistance services.
See website for additional benefits.
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Important
Notations |
Card is currently unavailable to residents of Puerto Rico.
The APR for purchases varies according to the applicant's credit history and may range from 11.49% to 18.49%.
See website for complete terms and conditions of card usage and application disclosure.
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